Mortgage Loan / Refinance

We focus on bringing buyers and sellers of distinctive properties together, but we don’t stop there. We know that is just the beginning. Even before a contract is signed, many variables can affect the negotiation and purchasing process. Of these, financing may be the most critical, often making the difference between a smooth transaction and one that never closes at all.

Understanding the impact that the choice of mortgage provider has on the buying and selling experience, we worked to identify strong local providers that could meet our client’s high standards of service an expertise.

If you need to refinance your home, you’ll find many options at Emporium Financial Group Inc.

Their 1,000+ client base allows consumers to get the best loan to meet your needs, and their simple webside allows you a change to find the refinance mortgage that best works for you.

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home’s equity. We can help you to determine exactly what type of refinance solutions is best for you.


  • Refinance Mortgage
  • Purchase loan
  • Home Equity loan
  • Debit Consolidation and Streamline in FHA loans.


Emporium Financial Group Inc. funded by Tulio and Angela Cardona is a mortgage broker that prides itself in proving high quality home loans to all of its customer anywhere in California.

Our motto has always been “Give our clients what they want, whenever they want.” Give us a call and we’ll prove it!

It is our mission to provide high quality mortgage programs at the most competitive rates in California.

Our home loan programs include: purchase, refinance, debt consolidation, home equity loans, reverse mortgages, construction loans and home improvement loans tailored to your unique situation. Questions like should I refinance or what my payment will be are available on this site or by telephone.

Emporium Financial Group, Inc will obtain for you the best mortgage loand package no matter what the situation is

Always we look after the best interest of each and every client over our own interests!



Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment.

Whether you need to pay off high-interest credit cards or you just need cash now, we help you determine exactly what type of debt consolidation program is best for you.

Alternatively, fill out our online application to find a loan program that fits your particular needs. We will help determine which one is best for you.